Video explanation about the lack of authority that an appointee has to access bank accounts.

https://synthesia-ttv-data.s3.amazonaws.com/video_data/51138f7f-ae77-4250-9b5e-0fbe7c983798/audio/subtitles.srt?response-content-disposition=attachment%3Bfilename%3D%22Does%20an%20appointee%20have%20the%20authority%20to%20access%20private%20bank%20accounts%3F.srt%22&AWSAccessKeyId=AKIA32NGJ5TS4EBYEA7M&Signature=zypY9XDnaNtzgoz1P4zZApbvDzg%3D&Expires=1735850198

Does an appointee have the authority to access private bank accounts?